Thu. Dec 1st, 2022

suntrust personal loan

If you are in need of a personal loan, you may have heard of SunTrust personal loans. If so, you may be surprised to know that this Georgia bank doesn’t charge annual or cash advance fees. Additionally, it doesn’t have any application or cash advance fees, and you don’t have to worry about making monthly payments or applying for a new loan. SunTrust personal loans are available to residents of Georgia, and the interest rates are very competitive.


The LightStream personal loan offers a competitive rate, but you should be aware that it has strict requirements. In addition to citizenship, you need to provide an annual income and a proof of employment. Likewise, you should provide details on other sources of income and whether you have any savings. The amount you can apply for depends on your financial situation. This lender is not accredited. Its minimum and maximum loan amounts range from $5,000 to $100,000.

The LightStream Rate Beat Program compares its rates and fees to the average rate offered by its competitors. They will beat the competitor’s rate by 0.1 percentage points. You must have a similar credit profile to be eligible. The company’s customer service will help you determine if you qualify for the program. LightStream personal loans have no soft pull option. You should ask questions about the terms and conditions to determine if it is a good fit for you.

Marcus by Goldman Sachs

You may have heard of the Marcus by Goldman Sachs personal loan, but what is it? A personal loan from Marcus is offered by Goldman Sachs Bank, which is owned by Goldman Sachs Group. You can expect to save money with this loan because it does not charge late fees. But if you miss a payment or make it late, you could end up paying more interest than you had to. So be careful: it is possible to get into trouble with a Marcus personal loan.

If you are looking for a personal loan with no origination fees and no late fees, Marcus may be the best option for you. However, you should be aware of their credit score requirements. Marcus does not accept joint applications and doesn’t allow co-signers. You can also defer your payment for up to 12 months without accruing interest. While Marcus does not disclose its eligibility requirements in its application form, applicants with a credit score of 660 or higher have a better chance of getting approved.

Marcus by Peer-to-Peer

If you’re looking for a personal loan with low interest rates, you’ll love Marcus by Peer-to-Pee. The company offers up to ten different personal loan options that can help you eliminate debt in one convenient monthly payment. Marcus personal loans are available in all 50 states, with the exception of Maryland. In addition, they don’t charge any origination, late, or prepayment fees.

To apply for a Marcus personal loan, you must have a good credit score and be employed for at least three months. Marcus’ website will show you your loan options within minutes. The lender will perform a soft credit check and then send you an offer. If you meet the conditions, you’ll be approved for a loan. If you have bad credit, however, you won’t be accepted, but you may be able to qualify for a better rate with other lenders.

Besides personal loans, Marcus also offers mortgages and credit card debt consolidation. The company consistently quotes lower interest rates than the average. You can get up to $40,000 in personal loans, and rates as low as 6.99%. For the best rates, borrowers with excellent to good credit should consider this company. The rates and loan amounts vary depending on creditworthiness and income. In addition, Marcus doesn’t charge any fees and the approval process can take one to five business days.


Obtaining a SunTrust personal loan is easy and fast, thanks to its online lending division. The loan can be used for a variety of expenses, including home remodeling, auto purchases, debt consolidation, and medical bills. It can also be used to finance an expensive vacation with your family. Borrowers with good to excellent credit are eligible for this loan, but those with poor credit may have trouble obtaining approval for a personal loan.

A personal loan from SunTrust varies in rate, depending on the purpose of the loan, your credit score, and your income. Rates from SunTrust are competitive with those from other banks, though. Certain products have lower rates than others, and you may qualify for a 0.5% rate reduction. For example, a personal loan may have a lower rate if you opt for an autopay feature. Generally, SunTrust does not charge fees if you make at least one payment a month.

By admin